11/16/23

3 reasons to be thankful for title insurance

We know title insurance isn’t the most exciting topic in the world, but it’s a very important one to us. That’s why we thought it would be a perfect time to talk about three reasons homeowners should appreciate an owner’s title insurance policy, especially during this Thanksgiving month.

Dive into the many reasons title insurance is the best protection you can buy for your present, and future property rights, and reach out to us if you have any questions. We’re always here for you.

You only pay for it once.

Unlike other forms of insurance, you only have to pay for title insurance once, and it’s rolled into your closing costs. You don’t have to renew your policy or pay a yearly fee or premium to keep your coverage.

Think about it this way. An owner’s title insurance policy is like paying upfront for a lifelong bodyguard for your home’s title. No renewals, no recurring charges, just uninterrupted peace of mind.

A clear title provides a clear mind.

Before that final handshake and exchange of keys, a vital process unfolds behind the scenes: the title search. Our professional team delves into public records, ensuring that the title to the property you’re buying is free from defects or claims. This meticulous scrutiny is crucial for you to close on the property confidently.

Yet, as thorough as this process might be, there’s always the potential for hidden issues or unforeseen fraud that can sneak past even the most diligent eyes. That’s where title insurance comes to the rescue. With this safeguard, homeowners can rest easy knowing that they’re shielded from any financial fallout if anything slipped through the cracks – or hasn’t even been discovered yet. In essence, title insurance acts as a safety net, catching any surprises that might jeopardize your property ownership.

Title insurance is an investment in certainty.

While many aspects of homeownership come with a degree of uncertainty, title insurance offers a refreshing counterpoint. Think of it as a protective layer, shielding you from the unknowns of your property’s past. Undiscovered liens, forged deeds, undisclosed heirs, and various types of fraud are just some of the hidden issues that might emerge down the road.

We are thankful for our customers and the communities we serve, and we hope this piece gives you a fuller understanding of what title insurance is – and why homebuyers should value an owner’s title policy now, and into the future. Reach out to us anytime, and let’s finish this year strong!

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